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NMLS #70358
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VA Purchase - VA Refinance - Zero Down VA Loans - VA Streamline - VA Disability - VA Real Estate
Clark County, Washington VA Home Loan Team - Since 1992 (Veteran Owned And Operated)
- 0$ Down VA Home Loan to $417,000
- VA Service connected disability as low as 10% saves thousands
- VA Eligibility can be used more than once
- VA Streamline your existing VA Home Loan to a lower interest rate
- Refinance and cash out your present home and receive 90% of it's present value with a VA Loan
- VA Loans, the seller can pay all of your closing costs
- Veterans can do a VA Loan 2 years after a bankruptcy
We Have Helped
- U.S. Army
- U.S. Navy
- U.S. Air Force
- U.S. Marine Corps
- U.S. Coast Guard
- Army National Guard
- Navy Reserve
- U.S.M.C. Reserve
- Army Reserve
- Air Force Reserve
- Coast Guard Reserve
- VA Loans have no mortgage insurance
- VA Home Loans work for Reserve and National Guard components with 6 full years of service
Call now to let us help you get a VA Home Loan at the lowest rates possible! Clark County VA Home Real Estate. Battle Ground WA VA loan, Camas Washington VA lending, La Center WA VA Loans
Why Wait? Call Your VA Home Loan Experts Today! 360.571.LOAN (5626)
800.920.5420 Office hrs: 7am - 5 pm Mon - Fri Find out about all the great VA Home Benefits you have earned! Clark County WA VA Loans. Ridgefield WA VA home Loans, Washougal WA VA, Yacolt WA VA real estate, Veterans Helping Veterans!
Michael R FrakesNMLS # 71539 Sr. VA Loan Specialist U.S. Navy Retired Direct: 360.567.3768 Cell: 360.904.8729
Mike@VALoanSpecialist.com
Kerry N. GreenwaldNMLS # 70269 Sr. VA Loan Specialist U.S. Army/Reserves Direct: 360.567.3761 Cell: 360.910.0651 Kerry@VALoanSpecialist.com
Floyd N. GreenwaldNMLS # 110542 Sr. VA Loan Specialist Retired U.S. Army Direct: 360.567.3765 Cell: 360.606.9171
Floyd@VALoanSpecialist.com
Jenn StanfordNMLS # 212950 VA Loan Specialist Direct: 360.567.3771 Cell: 360.921.4966
Jenn@CreeksideM.com
Gayle HeplerNMLS # 120728 VA Loan Specialist Direct: 360.567.3773 Cell: 360.901.3428
Gayle@CreeksideM.com
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VOW To Hire Hero’s Act
December 19th, 2011
Congress has passed, and the president has signed into law the VOW To Hire Hero’s Act of 2011. Included in the law is the Veterans Retraining Assistance Program (VRAP) for unemployed veterans. This new program is set to roll out on July 1st, 2012 and will provide retraining for the veterans hardest hit with the current economic conditions.
The VRAP is offering 12 months of training assistance to unemployed veterans and limited to 45,000 participants during fiscal year 2012 and to 54,000 participants from October 1, 2012 through March 31, 2014. Participants may receive up to 12 months of assistance at the full time payment rate under the Montgomery GI Bill – active duty program.
Participants must be enrolled in a VA approved program of education offered by a community college or technical school. To see the rules, regulations and guidelines for this Act please go to the US Department of Veterans Affairs or the Department of Labor.
Kerry N. Greenwald
NMLS # 70269
Sr. VA Loan Specialist
Creekside Mortgage Inc.
360-571-LOAN 5626
www.VALoanWA.com
www.OregonVALoan.com
C.A.R.O.L. Toy Drive 2011
December 16th, 2011
For over 50 years the C.A.R.O.L. program, Christmas Activities Relief Organization Limited, has helped families in our community keep the holiday spirit alive by assisting those less fortunate during the holidays. This year, our family here at Creekside Mortgage Inc, decided we wanted to help them do what they do best. In conjunction with our vendors, employees, the American Legion Post #27 and other companies we cooperate with, Creekside Mortgage was able to collect over $300 in toys and gift cards to help the CAROL program continue their amazing act of kindness. We hope that our efforts are able to assist the Camas Fire Department to bring more attention to their cause so that this program can continue to grow and give the members of our community a little stress relief during this holiday season.
Kerry N. Greenwald
NMLS # 70269
Sr. VA Loan Specialist
Creekside Mortgage Inc.
360-571-LOAN 5626
www.VALoanWA.com
www.OregonVALoan.com
Christmas Concert for Vet’s
December 1st, 2011
Clark County Veterans Court Board , is holding a Christmas Concert for veterans December 8th from 5:00 PM to 7:30PM. Doors open at 4:30 at the Dragonfly Café on 1300 W Franklin Street in Vancouver, WA. Tickets are available online at www.ClarkCountyVetsCourtBoard.org and are $15. There will be food and refreshments and the headliners are Ricky Lee Jackson and Grammy Award winner Doug Smith. There will also be special performances by Ragtime, Old Time Fiddlers, Fort Vancouver Pipe Band, Nikki Hubert with the Living Free Band, Siarra Edmundson and Jesse Wade as Sinatra. Come join us for the festivities and help raise money for the Clark County Washington Veteran’s Court Board.
Kerry N. Greenwald
NMLS # 70269
Sr. VA Loan Specialist
Creekside Mortgage Inc.
360-571-LOAN 5626
www.VALoanWA.com
www.OregonVALoan.com
AARP Safe Driver Training Classes November 28th and 29th
November 17th, 2011
Don’t forget to sign up for the AARP Safe Driver Training class that is free for veterans in November. Two classes are being offered at the Clark County Public Service Center on November 28th and 29th. This is a two day training, four hours each day. Space is available for the morning sessions which start at 0800 and the afternoon sessions starting at 1300 hours. You will need to attend both days to receive your certificate. Completion of the class will earn you a discount on your car insurance http://www.aarp.org/home-garden/transportation/driver_safety/. To register for one of these classes, please call 360-397-2075 ext 7863.
AARP is able to assist any military personnel- active duty, retired, guard, or reserve- who are eligible to receive a free DSP classroom course during the month of November 2011. This is not valid for the online course. This is offered to Veterans to thank them for their service and to allow them to take part in a free class.
Kerry N. Greenwald
NMLS # 70269
Sr. VA Loan Specialist
Creekside Mortgage Inc.
360-571-LOAN 5626
www.VALoanWA.com
www.OregonVALoan.com
Wounded Warrior Hero Homecoming 11/18/11
November 16th, 2011
PFC Cory Doane will be arriving to Vancouver in a private flight for Thanksgiving from Walter Reed. His IED injury caused a tremendous number of bodily injuries. The Patriot Guard Riders will greet him at the Portland airport and escort him to his residence. Cory will have to return back to Walter Reed in order to continue his rehabilitation treatments. There is a request for donations. We are letting the community know that he is remembered and we appreciate him serving our country.
Directions are as follows: Right onto Chkalov Dr/I-205 to Mill Plain. Left onto McGillvray Blvd. Right onto Talton Ave. Left onto Angus which curves left onto SE 139th Ave or Angus. Participants can park on SE 139th Avenue or Angus around 3:40pm.
Kerry N. Greenwald
NMLS # 70269
Sr. VA Loan Specialist
Creekside Mortgage Inc.
360-571-LOAN 5626
www.VALoanWA.com
www.OregonVALoan.com
Creekside is the VA home loan expert
November 13th, 2011
Creekside Mortgage will be featured in the Columbian on Sunday, November 13. It’s amazing what the Columbian went through to put our story out there. It basically expresses to everyone what we do here at Creekside Mortgage. We do all types of loans and our favorite is the VA home loan, also known as a VA 100% purchase. The other loan we do most frequently are the VA 100% cash out refinance and the VA streamline refinance, otherwise known as an IRRRL. Give us a call to check it out at (360)571-LOAN 5626.
Kerry N. Greenwald
NMLS # 70269
Sr. VA Loan Specialist
Creekside Mortgage Inc.
360-571-LOAN 5626
www.VALoanWA.com
www.OregonVALoan.com
Creekside Mortgage has been Open for 6 years
November 1st, 2011
In recognizing our success in the past six years; we would like to thank everyone that we have worked with. November first is our anniversary date of being open here in Vancouver, WA. What an amazing six years to see how the industry has changed. I have been able to witness over time previous companies or people who have been in the industry that left the industry over the last couple of years. It gives us great pleasure to work with felow Veterans, directly helping them with all their mortgage needs. Here’s to another 6 years in the industry. We will continue to help serve the Veterans like they have served our country.
Kerry N. Greenwald
NMLS # 70269
Sr. VA Loan Specialist
Creekside Mortgage Inc.
360-571-LOAN 5626
www.VALoanWA.com
www.OregonVALoan.com
September 2011 donation to Clark County Veteran Assistant Center
October 17th, 2011
We recently gave a check for $800 to the Vancouver WA Clark County Veteran Assistance Center. The $800 was for the previous month of closing costs in Clark County WA. We gave $100 per transaction to their cause and we look forward to continue their sponsorship on any VA transaction we close in Clark County WA. We will continue to contribute $100 a month in the Veteran’s name of the transaction which we just closed on VA purchases. What they do there in the center is go thru and help and assist with veterans arriving back on U.S. soil locating jobs, filling out disability claims, or just doing every day to day items that come up. We definitely enjoy sponsoring and we will dedicate some of our time on a weekly basis to help and volunteer for their cause.
Kerry N. Greenwald
NMLS # 70269
Sr. VA Loan Specialist
Creekside Mortgage Inc.
360-571-LOAN 5626
www.VALoanWA.com
www.OregonVALoan.com
Angel Torres
October 13th, 2011
I would like to take the time out and welcome a great new member of the Greenwald Team. Angel Torres will take over the marketing coordination and assist with the loan set up coordination. She is prior service U.S. Air Force and recently moved here from Dallas, TX. We look forward to a long lasting career with Angel and have given her a great opportunity in the mortgage industry. Creekside Mortgage is helping one more Veteran to learn skills and gain experience in the brokerage and lending industry.
Kerry N. Greenwald
NMLS # 70269
Sr. VA Loan Specialist
Creekside Mortgage Inc.
360-571-LOAN 5626
www.VALoanWA.com
www.OregonVALoan.com
Global Economic Factors Impacting Interest Rates
October 11th, 2011
What an overall crazy week it has been in the markets, but the good news is that rates have actually been improving, sticking with the theory that bad news is good news for interest rates. The issues going on in the Middle East, oil prices drastically increasing, and the stock market on decline have contributed to improvements in rates over the last week. This will most likely continue over the coming months. No one sees any light at the end of the tunnel and oil prices will probably continue to increase through the busy fuel months into the summer.
Kerry N. Greenwald
NMLS # 70269
Sr. VA Loan Specialist
Creekside Mortgage Inc.
360.571.LOAN (5626)
www.VALoanWA.com
www.OregonVALoan.com
Article Archive Page 2
Testimonials
"My wife and I would like to say thank you to Gayle as well as the rest of her team at Creekside Mortgage. Gayle definitely had her work cut out for her when she offered to assist us with our VA home loan. Without going into much detail, I will say that we were not what you would consider a prime candidate for a VA loan, other than being a Veteran. Gayle was always optimistic, completely professional and extremely supportive when we had our doubts. Gayle always made a conscious effort in communicating with us every step of the way putting us at ease. This Christmas will msot definitely be one of the best ever for our family! We have Gayle and Creekside Mortgage to thank for helping us make our dreams come true. Thank you again!"
The Simkins Family, U.S. Army, Battle Ground, WA
Loan Specialist: Gayle Hepler
"Creekside made us feel like part of their family from the moment we walked in the door. The personal attention, face time, and customization of the loan to fit our needs was something that I have never experienced before in the loan process. Creekside has taken care of us from day one of the loan process and continues to do so to this day. The process was smooth and easy. Thank you Kerry and Jenn for all that you did and continue to do"
Robert and Jessica Jeffery, Vancouver, WA
Loan Specialist: Kerry N. Greenwald, U.S. Army
"The service I received from Creekside Mortgage was unbelievable. When a bank involved in the home I was purchasing put an unreasonable close date on my offer, the staff at Creekside Mortgage stepped up and went the extra mile to not only meet the deadline but to beat it. I can't say enough good things about this company. They are curtious, professional, and are always available to answer questions. I will always use Creekside Mortgage and will continue to recommend them to all of my friends, family, and associates."
Frank and Rebecca Russo, U.S. Airforce, Camas, WA
Loan Specialist: Kerry N. Greenwald, U.S. Army
"I just bought a home and got my VA loan through Creekside Mortgage. I worked with Mike Frakes. I want to tell you that it has been my extreme pleasure to have had such a great man working in my corner! Couldn't have asked for a better person to have working for/with me. Thank you for putting so much of your time and effort into all of these deals, even when they didn't work out. Although there were some discouraging times, you were always very positive and kept pushing forward!
"I have the utmost respect for you and for the work you do! Thank you for making this home happen for me and my family!"
Kelly Anderson, Washougal, WA, Marine Corps
Loan Specialist: Michael Frakes, Retired, U.S. Navy
"Thank you! You were extremely helpful and we appreciate all the effort you made for us during this whole process. I also want to thank you for answering all of my questions and guiding us through the whole process, as we are first-time home buyers and needed all the help we could get. I will definitely recommend Creekside Mortgage to my friends and if/when we decide to buy a different home we will be sure to contact you!"
Craig Walker, U.S. Army, Vancouver, WA
Loan Specialist: Jennifer R. Stanford
"We just lowered our interest rate with a refinance through Creekside Mortgage. This is the third time we have done business with Kerry and his crew, and each time they had our best interest in mind when serving us. The high quality of service I received the first time was the same high quality service I received in my last refinance. I strongly recommend Kerry and his team for your loan needs, especially if you are a Veteran. Thank you for your service Kerry!"
The Kitchell Family, U.S. Coast Guard, La Center, WA
Loan Specialist: Kerry N. Greenwald, U.S. Army/USAR
"Thank you for making the refinance of our home easy and affordable. The process was as easy as it gets. Thank you for keeping us updated and informed of the process. If we have to finance another home, or even refinance again, we will definitely give you a call!"
The Owens Family, US Army, Ridgefield
Loan Specialist: Kerry N. Greenwald, US Army/USAR
"I just did a VA interest rate reduction loan on my current VA mortgage, and it was easy! I got a call, signed the initial paperwork, reduced my interest rate, and signed the final paperwork. It was signed, sealed, and delivered in two weeks. I was really surprised. I love the fact that Creekside Mortgage is local and I could sit down with Kerry in person to go over the paperwork. What a great rate! I am very happy."
Kathy Kelly, Vancouver, WA
Loan Specialist: Kerry N. Greenwald, U.S. Army/USAR
"Galen and I would very much like to say Thank you! You were fantastic, helpful, insightful, and made the transition of purchasing our new home a dream come true. THANK YOU. CREEKSIDE MORTGAGE RULES...WE ARE SO HAPPY."
"Galen and Sally Wood, Vancouver, WA
Loan Specialist: Mike Frakes, U.S. Navy, Retired
"Kerry and Jenn,
"Thanks so much for helping us through the home loan process.
We are glad we were able to find a company that has so much experience with VA loans. As first time home buyers we had a lot of questions and we appreciate how accessible you both were and how quickly you answered all of our questions.
"Once we found the right house we were able to close in three weeks. We couldn't beleive how fast you were able to make that happen. We love our new house and still cannot believe how easy Creekside Mortgage made the home loan process."
Thanks again,
Sean and Sheri Reid, Marine Corps, La Center
Loan Specialist: Kerry N. Greenwald, U.S. Army/USAR
"I have known Mike Frakes for a little over 2 years and at the time I met him, he assisted me with my first mortgage at a competitive 6.375%. Then, when rates dropped,just recently, he assisted me in my refinance down to 4.25% on a 30 year fixed!
"I simply could not believe the speed and absolute professionalism of Mike, his associates, and his lenders. For myself, speed was the key to my happiness and Mike and his team went above and beyond all expectations. I highly recommend Mike and his associates to all of my friends and relatives!"
Shawn Booze, Vancouver, WA
Loan Specialist: Mike Frakes, U.S. Navy, Retired
"We just refinanced our home at Creekside Mortgage with Mike Frakes. Mike is the best loan officer we have ever worked with. He is a great man and a true professional. If our needs change, we will definitely turn to Mike for advice and help."
Carroll and Elena Bernard, U.S. Navy, Vancouver
Loan Specialist: Michael Frakes,,U.S. Navy Retired
"I just did an interest rate reduction loan with Jenn Stanford and lowered my monthly house payment. Job well done! I never expected to close in just three weeks. This is the place where I will recommend all Veterans to go when purchasing or refinancing their home. They are so friendly and easy to work with. I thank Jenn and her colleagues for what they do for us Veterans. God Bless you all."
Ferdinand InokeVancouver, U.S. Army
Loan Specialist: Jennifer R. Stanford
"One of my clients just got a home loan through Creekside Mortgage. They have been great to work with. There was super communication all the way. I always got courteous and prompt responses and everyone at Creekside Mortgage is very professional.
"When my client first told me he was going to get a home loan with his VA benefits, I directed him to another lender who had helped my buyers in the past, but he decided to go to Creekside Mortgage instead. I'm really glad he did. It went so smoothly and it was nice to work with a local broker."
Gail Hall, Agent, Realty Pro Inc.
Loan Specialist: Kerry N. Greenwald, U.S. Army
"We have worked with Kerry Greenwald and his team several times now. When we bought our first home, we were new to the process and appreciated his guidance along the way. When we bought our second home, we didn't hesitate in calling Kerry again. The opportunity recently came up to refinance our home and Kerry helped us throught that process as well.
I cannot imagine anyone else going the extra mile like Kerry and his team at Creekside Mortgage have always done. In this difficult economy, I knew they had our best interests at heart and we relied on their expertise. We have every confidence in Kerry Greenwald and his team at Creekside Mortgage and would recommend them to anyone wanting to refinance or purchase a new home."
Sean and Lacey Pittman, Vancouver
USMC
Loan Specialist: Kerry N. Greenwald, U.S. Army
"I have known Kerry Greenwald for a number of years now. He has worked on several transactions for me, both purchases and refinances, and I've come to have complete trust in him.
"When this home purchase came up, there were a lot of questions about what I should do or not do, so I gave Kerry a call, and he took care of everything. I trusted him and his staff and all the folks at Creekside Mortgage to handle all matters for me, including getting the best interest rate, finding the right lender, and everything else.
"I have nothing but the best thoughts for him and all his staff. They were all very professional. I am completely satisfied with my loan."
Mr. Wilton C. Carter, Vancouver, U.S. Airforce Retired
Loan Specialist: Kerry N. Greenwald, U.S. Army
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