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Article Archives for Clark County, Washington VA Home Loan Team - Since 1992 (Page 4)
Dodd-Frank Bill and the Mortgage Industry 3 Months in
July 1st, 2011
It has now been over three months since the Dodd Frank Bill was enacted, affecting the mortgage industry as a whole. The take on it from industry professionals is that it has made business much, much more difficult due to requirements to meet the regulations. Many more man-hours are required just to comply with them. Now that we have seen the full effect of the bill,it is clear it has affected two groups and two groups only-individual loan officers who facilitate the transactions, and the consumers themselves. From what we have noticed, interest rates about a quarter different in the negative, with a higher rate for the burrower. The loan officer is making about 15-20% less. The companies and banks that the bill targeted have not felt the effect—the expenses just been passed to the consumer.
Kerry N. Greenwald
NMLS # 70269
Sr. VA Loan Specialist
Creekside Mortgage Inc.
360.571.LOAN (5626)
www.VALoanWA.com
www.OregonVALoan.com
QR Codes Advertising in Clark County WA
June 20th, 2011
We have started using QR codes in most of our VA advertising in Clark County WA. QR codes are pretty amazing. The smart phone has the capability to go directly to a webpage instead of requiring the user to type in the URL to get to a web destination. I look forward to continuing to use QR codes to make the process smoother.
Kerry N. Greenwald
NMLS # 70269
Sr. VA Loan Specialist
Creekside Mortgage Inc.
360.571.LOAN (5626)
www.VALoanWA.com
www.OregonVALoan.com
Stranger Tides Pirate Contest
May 19th, 2011
Here at Creekside we are having a competition to see what team can get the most new people to “like” our Facebook page. The winners get a free lunch, half day off paid and movie passes to see the new Pirates of The Caribbean movie that comes out this weekend.
Please help us to be the top winning team so we can enjoy the bounty and not have to watch another team commission what is rightfully ours! If you are already a fan…thank you!!
Do it for Captain Jack!! Thank You in advance!!
Elisa Cotton / NMLS#86692
Assistant to Michael Frakes
NMLS#71539
Creekside Mortgage
360-571-5626 x 115
360-326-1672 Fax
Like us on Facebook!!
VA Loans At a all Time High in Clark County WA
May 9th, 2011
VA loans in Clark County Washington are currently at an all-time high. VA loans are just behind cash offers for the majority of all home purchases being completed right now, which is pretty much unheard-of, since there is no military installation within the vicinity of Clark County WA. Most people don’t know or understand that there are so many Veterans out there. VA home loans are one of their best options.
NMLS # 70269
Sr. VA Loan Specialist
Creekside Mortgage Inc.
360.571.LOAN (5626)
www.VALoanWA.com
www.OregonVALoan.com
Memorial Day Ceremony
May 4th, 2011
The Community Military Appreciation Committee would like to invite you to attend a Memorial Day ceremony at the Vancouver Barracks, 987 McClellan Road on Monday May 30th at 11am. They are asking the military attendees to come in uniform and civilians to wear business casual.
“Memorial Day, originally called Decoration Day, is a day of remembrance for those who have died in our nation’s service. There are many stories as to its actual beginnings, with over two dozen cities and towns laying claim to being the birthplace of Memorial Day. There is also evidence that organized women’s groups in the South were decorating graves before the end of the Civil War: a hymn published in 1867, “Kneel Where Our Loves are Sleeping” by Nella L. Sweet carried the dedication “To The Ladies of the South who are Decorating the Graves of the Confederate Dead” (Source: Duke University’s Historic American Sheet Music, 1850-1920). While Waterloo N.Y. was officially declared the birthplace of Memorial Day by President Lyndon Johnson in May 1966, it’s difficult to prove conclusively the origins of the day. It is more likely that it had many separate beginnings; each of those towns and every planned or spontaneous gathering of people to honor the war dead in the 1860’s tapped into the general human need to honor our dead, each contributed honorably to the growing movement that culminated in Gen Logan giving his official proclamation in 1868. It is not important who was the very first, what is important is that Memorial Day was established. Memorial Day is not about division. It is about reconciliation; it is about coming together to honor those who gave their all. ”
The event is sponsored by Waste Connections.
Michael Frakes
NMLS#71539
Creekside Mortgage
360-571-5626
Like us on Facebook
Vancouver Washington Veterans Center plans ribbon-cutting event
April 30th, 2011
The Clark County Veterans Assistance Center, which opened in April, will have its grand opening from 3 to 6 p.m. Sunday May 1st, 2011 at 1305 Columbia St., Suite 100. The 204th Army Band will play at the 3 p.m. ribbon-cutting.
Male and female Veterans, members of the armed forces and their families are invited to visit and use the center any time to get help filing claims with the Veterans Administration or to get referrals for housing or medical assistance. Homeless veterans are invited to visit in a safe environment. For more information contact Gayle Hepler, Sr. VA Loan Specialist in WA and OR, at Creekside Mortgage, Inc., and Emily Stoutsenberger of the Vancouver Women’s Veterans Center. Veterans with disabilities in Washington as well as in Oregon and Paralyzed Veterans of America can find much needed resources here; as well as with the OPVA by contacting Byron Loosli of the Oregon Paralyzed Veterans of America. April is Paralyzed Veterans Of America Awareness month.
Serving Those Who have Served Us
Gayle Hepler
VA Loan Specialist
NMLO- 120728
Creekside Mortgage Inc.
360-567-3773 WA, OR
503.445.1038 ext. 114
Gayle@Creeksidem.com
www.VAClarkCounty.com
www.OregonVALoan.com
Foreclosures in Clark County WA Are Down in 2011
April 22nd, 2011
Foreclosures in Clark County WA, are down about 29%. Foreclosures in the month of March were 272, compared to last year, 2010 at 334, and the height of 2009, 605. The fact that foreclosures are down is obviously a good sign that there is the possibility that the banks are working more with their customers to go through and negotiate lower premiums. The most improved area are Battle Ground WA, Ridgefield WA, Camas WA, and Washougal WA. From the inside, in my opinion, it has more to do with the delay of the foreclosure processing. Yes, in some cases people are selling a home before it goes into foreclosure, but I think a lot of foreclosures in the last 60 to 90 days have been delayed due to what was happening and how foreclosures were being treated. So, only Pierce and Snohomish counties ranked worse than Clark County WA, where 1 out of 600 homes were in foreclosure in the month of March. In Feburary, it was 1 in every 426. The lenders are just making a great deal of effort to negotiate and to settle or modify by the law versus going to the next step of foreclosure.
Kerry N. Greenwald
NMLS # 70269
Sr. VA Loan Specialist
Creekside Mortgage Inc.
360.571.LOAN (5626)
www.VALoanWA.com
www.OregonVALoan.com
Stride for Education runs for its Eigth Year
April 13th, 2011
Student Stride for Education is a 5K run/walk held at Washougal High School to raise money for teacher grants and student scholarships. Now in its eighth year “The Stride reflects our community’s commitment to education in and out of the classroom,” said WSF President Kyle Eakins. “It’s not just another run; it’s a show of solidarity and confidence in our children’s education and the teachers that provide it.”
There are multiple courses depending on age level and runners of all ages are welcome. Washougal High School is expecting 600 to 700 students, teachers and / or community members to attend. Registration forms are available at all Washougal schools, and Discovery Dental in Washougal, Washington.
What better way to get involved in your community. Come out and show your support for the Washougal school systems by walking or making a contribution. With all of the local budget cuts it is wonderful to know that our local Clark County communities are willing to do what it takes to help out the school. It shows our community spirit and how much sense of family there is in these small towns.
NMLS#71539
Creekside Mortgage
360-571-5626
Like us on Facebook
Clark County Parade of Homes 2011 Felida Area
April 12th, 2011
This year, the Parade of Homes is in Northwest Vancouver WA, near Salmon Creek. Its main focus this time is on baby boomers. The event goes from July 22 through August 7. There will be six homes featured in the Felida area, ranging from $500,000 in price and above. The main focus is on that age group that was born from 1946-1964. These homes feature one-level home living with all the extra amenities that people under the baby boomer age group want to have. This should be a great event for Clark County WA. It is always fun going to the Parade of Homes and look at all the new features and everything else they are putting inside houses. This is one of the strong events we have had in Clark County WA for some time.
Kerry N. Greenwald
NMLS # 70269
Sr. VA Loan Specialist
Creekside Mortgage Inc.
360.571.LOAN (5626)
www.VALoanWA.com
www.OregonVALoan.com
Woodland Tulip Festival 2011
April 11th, 2011
This coming weekend is the first weekend of the Woodland Tulip Festival. It is always fun to go up and see all the wonderful colors of the tulips. The festival is always a driving force to the Woodland WA area, as many people from the Portland Metro Area come up and witness the flowers in full bloom. Every day that passes, it always seems that the festival expands and grows, with greater expanses of color each and every day with more blooms coming out. Admission is $3 for parking on the weekends. This is always a great event to go to. It is at Holland America bulbs farm at 1066 S Pekin Rd., Woodland. Call 360-225-4512 for further information .You can also check out the website at http://habf.net.
Kerry N. Greenwald
NMLS # 70269
Sr. VA Loan Specialist
Creekside Mortgage Inc.
360.571.LOAN (5626)
www.VALoanWA.com
www.OregonVALoan.com
Newer Articles - Article Archive Page 5
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