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NMLS #70358
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VA Purchase - VA Refinance - Zero Down VA Loans - VA Streamline - VA Disability - VA Real Estate
Longview/Kelso Washington VA Home Loans - Since 1992 (Veteran Owned And Operated)
- 0$ Down VA Home Loan to $417,000
- VA Service connected disability as low as 10% saves thousands
- VA Eligibility can be used more than once
- VA Streamline your existing VA Home Loan to a lower interest rate
- Refinance and cash out your present home and receive 90% of it's present value with a VA Loan
- VA Loans, the seller can pay all of your closing costs
- Veterans can do a VA Loan 2 years after a bankruptcy
We Have Helped
- U.S. Army
- U.S. Navy
- U.S. Air Force
- U.S. Marine Corps
- U.S. Coast Guard
- Army National Guard
- Navy Reserve
- U.S.M.C. Reserve
- Army Reserve
- Air Force Reserve
- Coast Guard Reserve
- VA Loans have no mortgage insurance
- VA Home Loans work for Reserve and National Guard components with 6 full years of service
Call now to let us help you get a VA Home Loan! Longview Washington VA Home Loans, VA loan 100% Cowlitz County WA, Veterans Helping Veterans With VA Loans, Longview VA Real Estate
Why Wait? Call Your VA Home Loan Experts Today! 360.501.6826 800.920.5420 Office hrs: 7am - 5 pm Mon - Fri
Find out about all the great VA Home Benefits you have earned! Kelso WA VA Home Loans, Cowlitz Washington Veteran Home Loan, VA No Money Down Loans, Kelso WA VA home Lending
Floyd N. GreenwaldNMLS # 110542 Sr. VA Loan Specialist Retired U.S. Army Direct: 360.501.6826 Ext. Cell: 360.606.9171
Floyd@VALoanSpecialist.com
Creekside Mortgage Inc. donates $100 for every VA home purchase closed in the name of the borrowing Veteran. This donation provides college educations to children of fallen military soldiers.
VOW To Hire Hero’s Act
December 19th, 2011
Congress has passed, and the president has signed into law the VOW To Hire Hero’s Act of 2011. Included in the law is the Veterans Retraining Assistance Program (VRAP) for unemployed veterans. This new program is set to roll out on July 1st, 2012 and will provide retraining for the veterans hardest hit with the current economic conditions.
The VRAP is offering 12 months of training assistance to unemployed veterans and limited to 45,000 participants during fiscal year 2012 and to 54,000 participants from October 1, 2012 through March 31, 2014. Participants may receive up to 12 months of assistance at the full time payment rate under the Montgomery GI Bill – active duty program.
Participants must be enrolled in a VA approved program of education offered by a community college or technical school. To see the rules, regulations and guidelines for this Act please go to the US Department of Veterans Affairs or the Department of Labor.
Kerry N. Greenwald
NMLS # 70269
Sr. VA Loan Specialist
Creekside Mortgage Inc.
360-571-LOAN 5626
www.VALoanWA.com
www.OregonVALoan.com
Christmas Concert for Vet’s
December 1st, 2011
Clark County Veterans Court Board , is holding a Christmas Concert for veterans December 8th from 5:00 PM to 7:30PM. Doors open at 4:30 at the Dragonfly Café on 1300 W Franklin Street in Vancouver, WA. Tickets are available online at www.ClarkCountyVetsCourtBoard.org and are $15. There will be food and refreshments and the headliners are Ricky Lee Jackson and Grammy Award winner Doug Smith. There will also be special performances by Ragtime, Old Time Fiddlers, Fort Vancouver Pipe Band, Nikki Hubert with the Living Free Band, Siarra Edmundson and Jesse Wade as Sinatra. Come join us for the festivities and help raise money for the Clark County Washington Veteran’s Court Board.
Kerry N. Greenwald
NMLS # 70269
Sr. VA Loan Specialist
Creekside Mortgage Inc.
360-571-LOAN 5626
www.VALoanWA.com
www.OregonVALoan.com
Realtors Kathy and Steve based in Longview
October 28th, 2011
The Greenwald Team email
October 1st, 2011
One benefit of adding an email for the team is that everyone in the team gets the message and it will help the overall flow of communication in the office. The new email name is: TheGreenwaldTeam@Creeksidem.com which will enable distribution to everyone. Employees associated with title companies, real estate agents, and borrowers can use this email, and this way everyone will get the message and it will be dispersed properly. Ultimately it would prevent tasks from being delayed so the response will happen instantaneously.
Kerry N. Greenwald
NMLS # 70269
Sr. VA Loan Specialist
Creekside Mortgage Inc.
360-571-LOAN 5626
www.VALoanWA.com
www.OregonVALoan.com
Homeless veterans to get additional housing
August 11th, 2011
Space on Vancouver’s Veterans Affairs campus has been picked as a location to build housing for homeless veterans. The 1.35 acre parking lot will be used to expand housing for veterans in need. The project, providing it follow the timeline of previous projects, should break ground in the next 12-18 months pending an executed lease and financing for the development and it could include permanent or transitional housing for up to 24 months. The veterans may also have the option of a rehabilitative program or be able to support veterans with families.
Spokane is the only other VA site that has been slated for the Building Utilization Review and Repurposing Initiative in the state of Washington. The VA and Department of Housing and Urban Development estimate that there are almost 2,000 homeless veterans just the state of Washington.
Michael Frakes
NMLS#71539
www.valoanspecialist.com
Creekside Mortgage
360-571-5626
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VA Service-Connected Disability Claims
July 26th, 2011
We have come across quite a few people recently who have claims in to the VA for VA service-connected disabilites waiting to purchase a home until the disability claim is awarded so they will be exempt from the VA funding fee is a little-known secret out there that you are typically backdated to the filing date of your disability. If you do purchase a house in between that date, you will be refunded the funding fee back from the VA. However, this is not always the best route to go because you technically don’t get the money back in your pocket; it is given back to you to give back to the bank, so in reality you are financing the interest of that cost over the life of the loan. If you wait it is always the best scenario to do, but in that rare situation where you want to buy the house, don’t let waiting for the disability award stop you from doing that.
Kerry N. Greenwald
NMLS # 70269
Sr. VA Loan Specialist
Creekside Mortgage Inc.
360.571.LOAN (5626)
www.VALoanWA.com
www.OregonVALoan.com
Creekside Mortgage New VA Logo “NW #1 VA Home Loan Experts”
July 18th, 2011
We changed our logo representing the fact that we are the number NW #1 VA Home Loan Experts. We really want to change our motto towards that, due to the fact that 90% of what we do now is just VA in Washington, Oregon, and Idaho. We can do all types of loan options, but VA seems to be the major factor of what Creekside Mortgage has been doing. The majority of employees that work at Creekside Mortgage are prior service, or either had parents in the service or family members who are Veterans. Our pride in continuing to specialize in VA will definitely be something we carry into the future.
Kerry N. Greenwald
NMLS # 70269
Sr. VA Loan Specialist
Creekside Mortgage Inc.
360.571.LOAN (5626)
www.VALoanWA.com
www.OregonVALoan.com
Chelsey Howard the New Member of the Greenwald Team
July 15th, 2011
We have a new team member today on The Greenwald Team to help facilitate VA transactions and make the process smoother. Jenn Stanford and I will continue to do more of the front-end production and setting the files up. Chelsey Howard will do more of the coordinating, making sure appraisals are ordered, and help overall with closing transactions quicker. Our main focus is to stand by our advertised 25-day close, which is almost twice as fast as anyone in the industry on a VA transaction. This makes the consumer Veteran happy, the banks happy, the title company happy, and the real estate agents happy. We welcome Chelsey Howard to the team and look forward to many years together!
Kerry N. Greenwald
NMLS # 70269
Sr. VA Loan Specialist
Creekside Mortgage Inc.
360.571.LOAN (5626)
www.VALoanWA.com
www.OregonVALoan.com
Dodd-Frank Bill and the Mortgage Industry 3 Months in
July 1st, 2011
It has now been over three months since the Dodd Frank Bill was enacted, affecting the mortgage industry as a whole. The take on it from industry professionals is that it has made business much, much more difficult due to requirements to meet the regulations. Many more man-hours are required just to comply with them. Now that we have seen the full effect of the bill,it is clear it has affected two groups and two groups only-individual loan officers who facilitate the transactions, and the consumers themselves. From what we have noticed, interest rates about a quarter different in the negative, with a higher rate for the burrower. The loan officer is making about 15-20% less. The companies and banks that the bill targeted have not felt the effect—the expenses just been passed to the consumer.
Kerry N. Greenwald
NMLS # 70269
Sr. VA Loan Specialist
Creekside Mortgage Inc.
360.571.LOAN (5626)
www.VALoanWA.com
www.OregonVALoan.com
QR Codes in Advertising in Longview WA
June 20th, 2011
We have started using QR codes in most of our VA advertising in Longview, WA. QR codes are pretty amazing. The smart phone has the capability to go directly to a webpage instead of requiring the user to type in the URL to get to a web destination. I look forward to continuing to use QR codes to make the process smoother.
Kerry N. Greenwald
NMLS # 70269
Sr. VA Loan Specialist
Creekside Mortgage Inc.
360.571.LOAN (5626)
www.VALoanWA.com
www.OregonVALoan.com
Article Archive Page 2
Testimonials
"In all my home purchases this was the smoothest by far. Kerry and the gang provided a high level of professionalism with a touch of humanity. I would recommend, and use them again. I (Heart) Creekside Mortgage."
Roy Greiner, Longview, WA, U.S. Marine Corps
Loan Specialist: Kerry N. Greenwald "This was an experience. Kerry took the time to sit down and explain everything to me to make me feel comfortable in what was going on. Jenn, his assistant, was great as well. She was on top of things and not only easy to get in touch with, but very easy to communicate with. Overall things worked out great with Creekside Mortgage and I will be recommending them in the future to anyone who is looking to buy or refinance a home. Thank you guys!!! You were great!!
Jake and Jamie White, Longview, WA
Loan Specialist: Kerry N. Greenwald, U.S. Army/ASAR "We were searching for a VA lender and came across Creekside Mortgage in local literature. I called and spoke with Kevin Lawson, and set up a meeting shortly afterwards. Kevin was extremely professional and we felt very comfortable with him. He covered all aspects of the loan process. He answered any questions or concerns that we had. We located a home that we really liked, and upon submitting an offer the process really took off and the transaction went very smoothly. I would definitely recommend Creekside Mortgage, and Kevin Lawson as a VA Loan Specialist to anyone considering purchasing or refinancing a home."
Charles and Jessica Buchanan II, Army National Guard, Kelso, WA
Loan Specialist: Kevin Lawson, U.S. Navy "We want to thank you and everyone in your office for the great job done in obtaining our loan so quickly and making it totally stress free to us. The original bank we were dealing with threw up a couple of roadblocks during the closing process that was going to make the closing fail! We were put in contact with your office and there were only positive experiences the rest of the way through closing.
"Thanks again, and we will send anyone we hear about needing a loan for a home to you."
Ted and Susan Cunningham, U.S. Navy, Longview
Loan Officer: Kerry N. Greenwald
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